You have worked long and hard to build your Montana business which is the reason you need to ensure that you have the proper commercial insurance to cover your business. This will not only provide you with the peace of mind you deserve but the compensation you will need to continue operating your business if an unforeseen circumstance arises. The commercial insurance agents at Wolf Insurance Services in Montana can assist you with this type of policy.
In Montana, all business owners are required to have commercial auto insurance on each vehicle that is owned by the business. All personal vehicles that are used for business should also have an auto liability insurance policy to comply with the state’s minimum auto liability insurance requirements. When it comes to liability insurance for the business itself, Montana a modified comparative negligence fault state which means you are not required to have a commercial liability insurance policy in place, but it sure is a good idea to have one anyway.
A typical commercial liability insurance policy covers any injuries that occur to a person who is not an employee while they're at your place of business or at their home if it's caused by you or one of your employees. This type of policy will also cover things, such as copyright infringement, libel, and slander. If any property damage occurs to a customer's property by you or one of your employees while you are conducting business, this type of policy will cover those damages also. If you are sued by someone, this type of policy will help pay for your attorney fees.
There are other commercial insurance options available that the agents at Wolf Insurance Services in Montana can assist you with so call for an appointment today!
