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Boat/Watercraft Insurance

As a Montana resident, it's imperative to comprehend that many home insurance policies limit does not cover marine-specific risks like salvage work pollution or environmental damage and wreck removal. Montana has abundant boating opportunities with many water masses such as rivers, streams, natural lakes, and human-made dams. The wisest and crucial decision to take to guarantee your protection while on waters knowing you have reliable boat insurance is to contact our agents at our Wolf Insurance Services in Montana to get coverage right for you and save money.

Boat insurance provides coverage for your watercraft or a motorboat if it gets stolen, vandalized, or engaged in an accident against the covered incertitude like lightning or fire. Watercraft insurance covers you in the event of a loss or damage to your boat. This policy covers most watercraft with motors, including powerboats, fishing boats, pontoon boats, sailboats, and personal watercraft.

Boating episodes are exciting, adventurous moments but come with insurmountable unique risks. It's vital to acquire boat insurance to cover yourself and your crew when disasters strike unexpectedly. The amount of boat insurance you need depends on several factors, including the boat's value, age, size, and how to utilize it. Visit our Wolf Insurance Services offices in Montana and obtain salient watercraft insurance suiting your needs and budgetary allocation.

What types of watercraft insurance policies are offered at Wolf Insurance Services in Montana?

Boat insurance property policy

It protects your boat and other watercraft vessels from the covered perils. It caters to your boat repair cost if it gets damaged in an accident and replaces your boat if it gets robbed.

Liability policy

This policy covers the cost involved when you cause an accident and damage third parties' property.

Medical payments' policy

It caters to medical bills for you and your crew boarding your boat in case of an accident. It assists in paying other prevailing medical costs like medication and hospital bills.

Uninsured and underinsured boat policy

It pays for injuries or damages to you, your crew, and your boat if it gets into a collision with another watercraft, which is uninsured or underinsured when a covered peril strikes.

Comprehensive policy

This non-collisional policy gets tailored to cater to compensation if your boat gets vandalized or damaged in case of an accident.

Call us or visit our Wolf Insurance Services in Montana today for any queries or more information about boat insurance.

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